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Tuesday, December 7, 2010

reputable debt settlement companies

I am new to credit cards. When I was in the Philippines, I never used a credit card until my husband gave me one as a means of transferring cash. I would get cash advances and he would pay the balance every month to avoid finance charges. Here in the United States, both my husband and I generally use only American Express or a debit card on our checking accounts. For a short while after we bought our house, we used credit cards to get work done and to buy furniture, but my husband quickly paid off those cards. I sometimes hear of people who amass huge credit card debt. Indeed, my husband said that he had pretty big consumer debt after college and grad school. I understand that one way to get rid of big debt is to work with a debt relief company. But I think it would be difficult to find a good one. There is a website that I found that has a lot of information about finding reputable debt settlement companies as well as http://www.debtfreedestiny.com/debt-relief/tips-on-choosing-a-reputable-debt-relief-company/. It also gives good information about the different services that are available like debt relief companies versus debt settlement companies and what they do. It is good to know that if I ever had problems with significant credit card debt that I could turn to their services for help.

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