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Monday, December 31, 2012

Happy New Year! Best aspiration to all of Us!

Good Morning World! Happy New Year to my family
and friends in the Philippines, Japan, Malaysia, Indonesia, UAE, Australia, New Zealand, Vietnam.....New year comes with glows of hopes in our mind,It gives us new confidence and courage for a fresh start.... Happy New Year and all the best for new ventures..

Friday, December 21, 2012

My First timeTie bow on Gift

 Our first tie bow on gift.

Five days more to go before opining presents. My children could not wait to open their presents. Yesterday while I was putting ribbons on the presents, my three-year-old daughter was volunteering to help me putting ribbons on their present. Therefore, I let her helped me and she was so happy. It was our first time to put a tie bow on gift we just actually fallow the instruction on YouTube. The only trouble while putting this tie bow is my scissor, because my scissor is not that sharp.

Saturday, December 15, 2012

impossible

A little thing called hope is sometimes all we have. When life gives us odds that seem as though they are impossible to overcome, we should never lose hope, because when we lose hope, we lose in life, period! Don't fear losing! Keep going for the dreams in life that you know you desire in your heart, and that you know are really meant for you!

Tuesday, December 11, 2012

New Samsung galaxy mobile.


This is me at home with our Christmas tree.
Instead, I exercise this morning after I drop my older daughter at her school I end up of taking pictures of myself. Because when I came home this morning after I drop Jasmine at her school.  I sit down directly in front of my desk to check my email. After checking my email, I log- in to my facebook  account and after that, I decide to take new pictures of myself. Perhaps, my camera has no battery so I try to find the other batter and I could not find it. Therefore, since I was already dress I told my daughter to take pictures of me using my Samsung galaxy mobile. My daughter I was moving while she is taking picture of me so the picture is not good.
I will probably try another when I find the battery or charge the batter that is on the camera right now.

Friday, December 7, 2012

Getting the best health insurance online

We have to make some important insurance decisions this month. You see, we are required to make health insurance elections for 2013 before the deadline of December 16th. Sometime last week, we received materials from a company that my husband recently began working with through his law practice. The company was essentially offering us an opportunity to join their corporate health insurance program. This choice posed some important issues for our family.

 Our current insurance is rather expensive, but mainly offers only catastrophic coverage. Most routine doctor's visits, tests and procedures would fall under our very high deductible threshold. Thus, we had already been thinking about whether we should change our insurance provider. Before we make a change, we believe it will be prudent to perform some research into the various family insurance products that are available. I suspect that other than relying on recommendations from family and friends, the best form of research would be with online sources. I figure that Getting the best health insurance online would be relatively painless so long as we can determine the best places to look. I know that there are a lot of websites and online tools that provide information about single providers, but the ideal source would be one that compares multiple plans and includes details regarding the relative costs, including premiums, co-pays and out-of-pocket amounts across competing providers. With that level of information, you could certainly make an informed choice as to the best coverage for your family.

 For us, I think we are simply looking for a plan that is affordable, but also provides flexibility as to providers. We also will be looking solely at family coverage that does not reflect a substantial increase in cost for a family of six like our own. Ideally, we would like to continue to utilize the same physicians that we have used historically. Also, we would like to keep our co-pays and out of pocket expenses to a minimum. I understand that the lower your deductible, the higher your premium, but it would be worth it to us to have a higher fixed cost so long as our annual medical expense remains predictable. It is amazing how important our health insurance has become over the latter half of this year. When my husband practiced law with a large private law firm, we scarcely ever thought about health insurance matters. Now that he is a small business owner and has to cover the entire cost of our family coverage, health concerns are a central family issue.

Sunday, December 2, 2012

My Pinecone Christmas decor

Having fun raking. So here it is I made an art heart with all of the leaves that I rake.
I finally finish raking the rest of the falling leaves in our front yard this afternoon. Now I can focus decorating my Christmas tree. My husband said that my Christmas tree is looks done decorating he did not know that I did not put anything in the back yet. If you go around in the Christmas tree, you will see that I am not finish yet. I am just excited about what the look like, since this is my first time that I put pinecone decoration in our Christmas tree. I took some pictures and it looks very nice. However, next time I will paint on the pinecone into deferent color, right now is just regular pinecone from the pinecone tree with no color. It is looks good combination with my other Christmas decor as you can see right.
Our Christmas tree at home.
Anyhow, happy Sunday to you all. Peace!